Idaho, a state renowned for its stunning landscapes and vibrant communities, offers a unique real estate market. From cozy cabins in the mountains to modern homes in bustling cities, Local Jumbo is your partner in finding the right mortgage solution for the diverse properties found in Boise, Sun Valley, Coeur d’Alene, and Eagle.
Dreaming of a home in Idaho’s breathtaking landscapes or vibrant cities? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your Gem State aspirations.
Crafting Mortgage Solutions for Idaho’s Unique Homes
Idaho’s real estate scene is a mix of rustic charm and urban convenience. Whether you’re enchanted by the tranquility of rural living or the excitement of city life, our lenders offer mortgage solutions that match the diverse housing options in the Gem State.
- Explore a variety of mortgage types for Idaho’s eclectic properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for a range of homes, from rural retreats to urban residences.
- Mortgage plans that align with the diversity of Idaho’s neighborhoods.
- Lending expertise tailored to Idaho’s distinctive real estate market.
- Competitive rates for both home purchase and refinancing throughout the Gem State.
Tailoring Your Mortgage to Idaho’s Lifestyle
In Idaho, where outdoor adventures are right at your doorstep, your mortgage should complement your lifestyle. Whether it’s a cabin by the lake or a downtown condo, our lenders create mortgage solutions that align with your vision for living in the Gem State.
2024 IDAHO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BANNOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAR LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENEWAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOISE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNEVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOUNDARY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CANYON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARIBOU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASSIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEARWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREMONT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOODING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IDAHO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEROME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOOTENAI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LATAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEMHI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINIDOKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEZ PERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OWYHEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHOSHONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TETON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| TWIN FALLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN IDAHO
Neighborhoods
Hailey, Eagle, Ammon, Star, Preston, Meridian, Chubbuck, Lewiston, Hayden, Kuna, Sandpoint, Moscow, Coeur D’Alene, Post Falls & Garden City.
Zip Codes
83340, 83616, 83712, 83702, 83716, 83333, 83404, 83872, 83669, 83714, 83449, 83833, 83706, 83210 & 83642
Counties
Ada County, Blaine County, Jefferson County, Bonneville County, Kootenai County, Bannock County, Canyon County, Twin Falls County, Franklin County, Bingham County, Payette County, Nez Perce County, Bonner County, Madison County & Latah County.